by If you’re living in Finland with a residence permit and you want your spouse, kids, or other family members to join you, you need to show you earn enough money every month to take care of everyone. This is called the income requirement, and the government sets these amounts so they know your family can live comfortably without needing help from Finnish social services. The amount you need to earn depends on: 》How many people are in your family. 》Where in Finland you live (Helsinki area is the most expensive)
Here are some examples of the minimum monthly income (after tax) you need: ▪︎ In Helsinki area: 》1st adult: €1,210/month 》2nd adult: €610/month 》1st child: €610/month 》2nd child: €480/month 》3rd+ child: €360/month E.g: 1st adult + 1st child: €1,820/month (€1,210 + €610) 》2 adults + 2 kids: €2,910/month (€1,210 + €610 + €610 + €480) ▪︎ In other towns: ▪︎ The amounts are a bit lower (e.g., around €1,030/month for 1 adult in small towns). The more kids you have, the more you need to earn. Each extra child adds a few hundred euros. Check out this link for more info on that.
What kind of income counts? ▪︎ Your salary from a job ▪︎ Money from your business or self-employment ▪︎ Some social benefits like child support, housing allowance, or study grants (only if they help you pay actual living costs) ▪︎ Pension or income from your investments But money you get from welfare or social assistance does not count toward this requirement. ▪︎ There are a few exceptions to the rule. One of them is that you might still get approval even if you earn a bit less than the required amount if: ▪︎ There are very serious reasons (for example, health issues) or ▪︎ It’s in the best interest of a child However, you’ll need to explain your situation clearly and show documents to support your case. PS: You don’t have to meet the income requirement if you: ▪︎ Were granted asylum or refugee status recently and apply for your family within the time limits. ▪︎ Are an unaccompanied minor under 18 with protection status. For those who may be wondering, “Why the changes?” Finland updates these income requirements every year, so they match the real cost of living, like rent, food, and transportation.
Key Takeaway 》Check what you need to earn for your family size and where you live. 》Make sure your payslips or income documents prove you meet the requirement. 》If you’re just below the limit, prepare a strong explanation and supporting papers. – By Dr Oludayo Sokunbi
